ECB's Biannual Ongororo pane Yezvemari Kugadzikana Njodzi Inounzwa neCryptocurrencies
Iyo ECB's biannual ongororo yezvemari inomutsa kushushikana pamusoro pekuwedzera kuoma kwemusika wezvemari sezvo cryptocurrencies inobatana nemari yakawanda. Izvi zvinoratidza kumwe kuongorora kwakakosha kweiyo cryptocurrency chikamu, sezvakataurwa neCryptoChipy. ECB yakaratidza kuti yakaita ongororo yakadzama ye crypto assets uye maitiro ekukweretesa kuti aongorore njodzi dzemari dzakabatana navo. Zvakawanikwa zvakaverengerwa mumushumo wakanzi "Decrypting Financial Stability Risks muCrypto-Asset Markets." Chirevo chakacherekedza kuti kusagadzikana kwenhoroondo ye crypto assets inodarika iyo yakasiyana-siyana yeEuropean stock uye bond misika. Vagadziri vemariyoni vakakwanisa kudonhedza € 1.3 trillion mumusika capitalization yeisina kutsigirwa crypto assets kubva munaNovember 2021, pasina kukonzeresa chero njodzi yekugadzikana kwemari.
Pasinei nekusagadzikana, kudiwa kwevasima mari kwakafambisa cryptocurrencies kune itsva-nguva dzakakwirira. Masangano emari, anosanganisira mabhanga, maneja emidziyo, uye vanoisa mari mumasangano, vakawedzera zvakanyanya kuratidzwa kwavo kumidziyo yedhijitari. Vatengi iye zvino vane mukana nyore wekutengesa cryptocurrency, izvo zvakakurudzira kukura kwecrypto uye kuwedzera njodzi yemari. IECB inonyevera kuti kana maitiro aya achienderera mberi, unbacked crypto assets inogona kukurumidza kutyisidzira kugadzikana kwemari. Kukura kuri kukura uye kuomarara kweiyo crypto-asset ecosystem inoramba iri padanho rayo rekumusoro.
Iyi ndiyo yambiro yekutanga yerudzi rwayo yakapihwa neECB. Nyevero dzakafanana dzakapihwa nezviremera muUS neUK zvichitevera kudzikira kwakawanda muindasitiri yecrypto. Bitcoin, iyo inotungamira cryptocurrency, yakadonha pasi peiyo $30,000 chiratidzo, iyo yakasimudza maalarm paECB. Kukosha kwaro kwakaderera nehafu kubva munaNovember 2021. Zvisinei, misika yekristpto inoramba ichiwedzera, nekuchinjana kukuru kwakafanana neBinance kugadzirisa inenge $ 700 bhiriyoni mukutengesa kwemavara uye $ 1.1 trillion muBitcoin remangwana mumwedzi wapfuura. ECB inotaura kuti mavhoriyamu ekutengesa aya anofananidzwa nemavhoriyamu ekutengesa kwekota paNew York Stock Exchange uye misika yeEuro Area sovereign bond. Pamusoro pezvo, kuchinjana uku kunopa zvikwereti zvinobvumira vatengi kuti vawedzere kuratidzwa kwavo kusvika ka125 nguva dzavakatanga kudyara. Inoramba iripo yedata gapu inoenderera mberi ichigadzira kusavimbika pamusoro pehuwandu hwakazara hwenjodzi dzekutapurirana mune yechinyakare mari system.
Chirevo cheECB chinoratidzawo kunetseka kwakanyanya pamusoro pekugona kwekuputsika kwemusika wekrispto, kwakafanana nekuderera kwechangobva kuitika, izvo zvinogona kukonzera kukanganisa mumisika yechinyakare. Iyo ECB inotora kuenzanisa pakati pekuparara kwakadaro uye subprime mortgage dambudziko rakakonzera kuparara kwemari yepasi rose muna 2008.
Maonero eMutungamiriri weECB paKutyisidzira kuri kubuda
Mutungamiri weECB, Christine Lagarde, akataura kuti crypto token haina kukosha kwekuzvarwa uye inoshaya chero pfuma yepasi sechengetedzo. Izvi zvinosimbisa maonero aFabio Panetta, Mutungamiri weECB, uyo akatsanangura chikamu ichi sechinofanana nePonzi Scheme. Panetta akadana kupindira kwekutonga kudzivirira kuwedzera kusaita ngozi-kutora munzvimbo ye crypto.
Parizvino, kubatana pakati peEurozone mabhangi uye crypto assets ishoma. Mamwe mabhangi epasirese uye eEurozone anoita zvekutengesa zvakadzorwa zvinyorwa zvekristpto, kunyangwe zvisingabate chaiwo crypto asset inventories. Payment network uye masangano anoisa mari ari kuwedzera kutsigira crypto asset masevhisi. Zvinoshamisa, mari yekudyara mari yeGerman yakabata chikamu chechishanu chezvinhu zvavo mu crypto assets segore rapfuura. Uyezve, iyo ECB inosimbisa njodzi dzine chekuita nedecentralized finance (DeFi), uko crypto-based software mapuratifomu anopa masevhisi emari pasina echinyakare vamiriri semabhangi. Muna 2021, huwandu hwechikwereti chekrispto pamapuratifomu eDeFi chakawedzera nechikamu chegumi nemana, uye kukosha kwese kukiyiwa muDeFi kwakasvika mabhiriyoni makumi manomwe emadhora, kuenzaniswa nemabhangi madiki eEuropean.
Lagarde akataurawo kuti ECB iri kugadzira dhijitari euro, iyo ichaedzwa kuburikidza neprototype panosvika gore rinouya. Sarudzo yekuti ungatanga here mari yedhijitari ichaitwa mushure memakore matatu ekuyedzwa. Akasimbisa kuti iyi mari yebhanga repakati pedhijitari (CBDC) ichave yakasiyana neakawanda aripo edhijitari zvinhu. Zvichakadaro, European Union iri kupedzisa mutemo wayo we "Markets in Crypto-Assets", iyo inotarisirwa kushandiswa ne 2024. ECB inokurudzira EU kuti ikurumidze kugadzwa kwemutemo uyu kugadzira mutemo wepamutemo wekugadzirisa mhizha ye crypto mukati meEU.